{\footnotesize \begin{tabular}{l c c c c c c c} \hline \toprule         & \multicolumn{3}{c}{\textbf{9-16 Quarters After Filing}}         & & \multicolumn{3}{c}{\textbf{17-24 Quarters After Filing}} \\
\cmidrule{2-4} \cmidrule{6-8}
& $ {\scriptsize \mathbb{E}[Y \vert E=0]}$ & OLS & IV         & & $ {\scriptsize \mathbb{E}[Y \vert E=0]}$ & OLS & IV \\
& (1) & (2) & (3) & & (4) & (5) & (6) \\
\cline{2-4} \cline{6-8}
& & & & & & & \\
\textbf{Earnings:}       & 4,168                & -290***               & -217                                                         & & 4,114              & -355***               & -237 \\
& (3,887)              & (14)               & (316)                                                         & & (3,975)    & (21)               & (513) \\
& \multicolumn{3}{r}{[298,552]}                                & & \multicolumn{3}{r}{[227,845]} \\
\textit{By Location}     & & & & & & & \\
~~~Cook County           & 4,877                & -344***               & -138                                                         & & 4,933              & -424***               & -691 \\
& (6,019)              & (19)               & (330)                                                         & & (6,216)    & (27)               & (521) \\
~~~New York                      & 3,460                & -235***               & -296                                                         & & 3,294              & -286***               & 217 \\
& (4,919)              & (20)               & (538)                                                         & & (4,955)    & (32)               & (885) \\
\textit{By Group}        & & & & & & & \\
~~~Female                        & 4,005                & -267***               & -253                                                         & & 3,927              & -302***               & -252 \\
& (3,605)              & (16)               & (372)                                                         & & (3,666)    & (24)               & (469) \\
~~~Black                         & 4,129                & -275***               & -438                                                         & & 4,053              & -332***               & -268 \\
& (3,693)              & (17)               & (465)                                                         & & (3,767)    & (26)               & (615) \\
\midrule
& & & & & & & \\
\textbf{Employment:}     & 0.527                & -0.019***               & -0.019                                                         & & 0.508              & -0.020***               & -0.008 \\
& (0.312)              & (0.001)               & (0.032)                                                         & & (0.314)    & (0.002)               & (0.051) \\
& \multicolumn{3}{r}{[303,552]}                                & & \multicolumn{3}{r}{[232,845]} \\
\textit{By Location}     & & & & & & & \\
~~~Cook County           & 0.607                & -0.013***               & 0.034                                                         & & 0.599              & -0.013***               & -0.008 \\
& (0.423)              & (0.002)               & (0.028)                                                         & & (0.430)    & (0.002)               & (0.037) \\
~~~New York                      & 0.447                & -0.024***               & -0.072                                                         & & 0.416              & -0.027***               & -0.008 \\
& (0.458)              & (0.002)               & (0.057)                                                         & & (0.457)    & (0.003)               & (0.095) \\
\textit{By Group}        & & & & & & & \\
~~~Female                        & 0.546                & -0.019***               & -0.006                                                         & & 0.526              & -0.020***               & 0.001 \\
& (0.310)              & (0.002)               & (0.040)                                                         & & (0.313)    & (0.002)               & (0.056) \\
~~~Black                         & 0.543                & -0.020***               & -0.069                                                         & & 0.522              & -0.020***               & -0.056 \\
& (0.311)              & (0.002)               & (0.047)                                                         & & (0.313)    & (0.002)               & (0.061) \\
\bottomrule \\
\end{tabular} }
